Obtain a Policy

In California, every employer is required to carry workers’ compensation insurance, and in turn, State Fund’s charter ensures that all employers are able to obtain workers’ compensation insurance through State Fund. State Fund currently insures approximately one in four California businesses, thereby protecting employees and supporting California’s entrepreneurial spirit.

You may obtain workers' compensation insurance in California in the following ways:

• Through a broker: If you currently do not have a broker and would like a referral, please visit the IIAB Cal West Web site. IIAB Cal is a trade association that represents independent insurance agents and brokers in California who employ thousands of insurance professionals. The association's "Find A Member" search service will provide assistance in selecting a broker for your insurance.
• Directly with an insurance carrier that provides California workers' compensation insurance.

Obtaining Coverage from State Fund
You may apply for workers' compensation coverage through our Web site: Go to Request a Quote.

Note: The State Compensation Insurance Fund is organized as a public enterprise fund and is a division within the California Department of Industrial Relations. The State Compensation Insurance Fund is not a branch of the State of California.