State Fund is the largest provider of workers’ compensation insurance in California. State Fund plays a stabilizing role in California’s economy by maintaining an open door policy, ensuring all employers have a strong and stable option for their workers’ compensation needs.
Established in 1914 by the state legislature, State Fund is California’s largest provider of workers’ compensation insurance and a vital asset to California businesses.
With approximately 130,000 policyholders, just over $1 billion in premium, and nearly $20 billion in net admitted assets, State Fund is a necessary, competitive force in California’s economy.
Completely self supporting, State Fund plays a stabilizing role in California’s economy by maintaining an open door policy that ensures that all employers have a strong and stable option for their workers’ compensation needs.
What we do
We provide dependable workers’ compensation coverage to California employers, both large and small, and direct medical treatment and indemnity benefits to California’s injured workers.
We service our policyholders through our seasoned claims adjusters, professional loss control representatives, industrial hygienists, and ergonomics specialists located throughout the state.
Our employees provide full services for employers and their injured workers and work to keep costs down.
We ensure our policyholders get maximum value for their workers' compensation dollar through customized loss control services, medical cost management, and anti-fraud efforts
Who we serve
We serve all Californians, and we are the only workers’ compensation provider with a commitment to providing workers’ compensation insurance to all California businesses, from the smallest start-up to the largest operations.
More than 200 employer associations offer endorsed State Fund group insurance programs.
How we serve
State Fund has become a model for the industry and other states by stressing stability, offering coverage at cost, and providing required benefits promptly and fairly.
We are California based, and unlike most national carriers, we maintain regional offices across the state.