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State Fund is the largest provider of workers’ compensation insurance in California. State Fund plays a stabilizing role in California’s economy by maintaining an open door policy, ensuring all employers have a strong and stable option for their workers’ compensation needs.

Tom Rowe, President/Chief Executive Officer

Tom Rowe joined State Fund as President, CEO and member of the Executive Committee on August 2, 2010.  Rowe reports directly to the Board of Directors and is responsible for the day-to-day operations of State Fund.

Prior to joining the State Fund, Rowe was the principal of T. Rowe Strategies, a consulting practice focused exclusively on the Property & Casualty Insurance industry. He has spent 29 years actively engaged in the industry, with experience in all aspects of the P&C marketplace.

Rowe worked for almost 25 years with Fireman’s Fund Insurance Company.   During his time there, Rowe held a variety of senior executive positions, including Commercial Division President where he was responsible for underwriting, marketing, and policyholder services for all standard commercial lines of insurance.  Rowe held this position for nine years.

Prior to launching T. Rowe Strategies, Rowe served in a key strategy role at Arthur J. Gallagher & Co. where his work included integrating customer centric value analysis, data transfer protocols, carrier relationship strategies, and innovative business process.  He also served as President of Trilogy Insurance Services, a unit of Trilogy Inc, formed to design/develop/deploy innovative technology and business services for the P&C insurance industry.

His insurance experience also includes board level responsibilities at Fireman’s Fund Insurance Companies, Allianz Insurance Company, American Insurance Association, and The National Council on Compensation Insurance.

Rowe has been actively engaged with many members of the American Association of State Compensation Insurance Funds (AASCIF), helping them design and implement new products to improve account retention and new business acquisition.  He has also worked with some AASCIF members using data to improve underwriting and distribution models.

Rowe holds a BS in Business Administration from Towson State College and is a Chartered Property & Casualty Underwriter.

RESPONSIBILITIES

As Chief Executive Officer, Rowe reports directly to the Board of Directors and is responsible for the day-to-day operations of State Fund.

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